About Us
We created CIXOR to change the invisible rules of money, rules that say you can only be paid on a predetermined date.
Too many people across the world are forced to stretch a paycheck over weeks while living in a world of daily expenses. We know most employees globally live paycheck to paycheck. Many have no emergency buffer. Some rely on predatory loans.
We knew there had to be a better way.
So we built CIXOR PayDay, a scalable, inclusive solution that brings dignity and liquidity into wage earning.
And now, CIXOR PayDay is rapidly on its way to becoming the gold standard for fair, instant, and intelligent access to wages.
A Global Payment Platform For Financial Change
At CIXOR, we are driven by one goal: to improve the financial wellbeing of people everywhere.
From rural Philippines to the streets of São Paulo, financial stress is silently undermining productivity, mental health, and work performance. We’re enabling digital infrastructure to help ease that burden.
For employers, this means:
– Increased employee retention
– Stronger employee loyalty
– A measurable uplift in performance and retention
” What we have built accommodates all forms of employment. Whether it be full-time, part-time, flexible, gig, or contract, you name it, CIXOR PayDay supports it across regions and industries. “
– Kutila Pinto, Founder & CEO of CIXOR (Pvt) Ltd
Our Partners
About CIXOR PayDay
The CIXOR PayDay App is designed to give employees financial freedom and full control over their earned wages. But we didn’t stop there; rather than being just a wage access tool, we designed CIXOR PayDay to be a holistic financial wellness companion.
Withdrawals are funded through our liquidity partners, which means no cashflow impact to employers
Our platform integrates with global and local payroll, time-tracking, and HR systems
Open banking and wallet connectivity enable near-instant access to earned wages