SME-Tech for Financial Partners

CIXOR SME-Tech is a precision liquidity infrastructure that helps SMEs access working capital from the value they have already created, without traditional loans, manual underwriting, or operational burden. It accelerates liquidity from confirmed receivables and predictable cash flows, giving businesses stability while protecting financial partners from excess risk.

Unlock a New Revenue Vertical Without Growing Risk

CIXOR SME-Tech offers financial institutions a unique opportunity to deliver SME liquidity solutions in their market without increasing traditional credit exposure.

New Revenue Stream

Generate fee and float income from SME liquidity services without expanding your loan book.

Minimal Operational Burden

SME-Tech runs automated workflows — no underwriting teams, collections, or reconciliation overhead required.

ESG & Compliance Alignment

Support SMEs and workforce financial inclusion while maintaining alignment with regulatory frameworks and ESG goals.

Digital Leadership

Deploy a modern, fintech-grade liquidity solution that runs parallel to your core system, with zero disruption.

Network Expansion

Each SME client brings suppliers, employees, and partners into your ecosystem, creating organic growth.

A Defensible Market Edge

SME-Tech is built on a patent-pending, category-defining liquidity infrastructure that competitors cannot easily replicate. Partnering institutions gain first-mover advantage, a nationally visible innovation platform, and the ability to offer transformative SME financial solutions.

Ready to Partner?

SME-Tech is designed for scalable, secure, and profitable deployment. Financial institutions seeking to deliver innovative SME liquidity solutions while maintaining regulatory compliance and operational efficiency can join CIXOR as a strategic partner.